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Now accepting applications for new construction, heavy rehab, and refinance renovation.

your real estate
investing success

The Preferred Private Lender for Real Estate Investors

No one knows the local market better than a local lender, and getting the right loan for your project can take your real estate investing business to the next level.

A private money lender is any non-bank company such as Groundfloor that lends money to people to buy real estate properties. Groundfloor offers private money to companies that need hard money loans that are designed for short-term expenses.


The Groundfloor Advantage

  • Rates start at 6.5% and roll points into closing cost
  • True deferred payments - no payments until loan repays
  • Loan sizes from $75,000 to $750,000
  • Up to 90% Loan-to-Cost, depending on experience
  • Up to 70% Loan-to-After repair value
  • No minimum transactions experience required
  • Five year lookback for experience
  • Minimum property value $75,000
  • Minimum credit score of 640
  • 12 and 18 month terms

Types of Financing We Offer

  • Fix and Flip Loans

    Groundfloor offers several financing options to help you maximize your flip. Our simple solutions offer as much as 100% financing, including our renovation budget. What are a flip and fix loans? A fix-and-flip loan is a great way to make money in real estate. These short-term financial instruments allow investors to purchase properties with plans for immediate profit through cosmetic renovations or complete reconstruction work on an existing structure, which can lead them towards greater returns down the line!

  • Fix to Rent Loans

    Financing your rental portfolio when your strategy is to find them, fix them and then finance them with long-term leverage. Find out how our 2-step process will help maximize your cash on cash return and expand your rental portfolio today!


Questions or Comments?

Call Us: (404) 850-9224

Hablas Español? (404) 793-7151

Contact Us

About Groundfloor

Groundfloor is a first-of-its-kind investment platform for everyday investors that gives both non-accredited and accredited investors direct access to short-term, high yield returns backed by real estate. Our returns are powered by venture loans to real estate entrepreneurs, originated and serviced by Groundfloor.


Groundfloor for Investors

Looking to grow your portfolio through real estate? Start with as little as $10.


Groundfloor for Borrowers

Do you have a passion for fix and flip projects? Put our loans to work for you.