In light of market and COVID-19 dynamics, GROUNDFLOOR is making temporary changes to our lending standards and policies. While we are still open for business and accepting loan applications, please plan ahead knowing that realistic closing time frames may be delayed significantly. Click here for our interim lending FAQs or email firstname.lastname@example.org with any questions.
GROUNDFLOOR Fix & Flip Loans
GROUNDFLOOR is the only direct lender offering crowdsourced capital for short-term residential real estate loans.
This means that you get access to more flexible and cheaper capital than a traditional bank or hard-money lender.
Plus, our unique Deferred Payment option gives you more control and the most cash on hand.
Applying for a loan is simple. Complete our initial online application and your personal Business Development Manager will contact you to discuss your deal and finalize terms. Contact us at (404) 480-9025 if you have any questions or would rather speak to our borrower services team prior to starting your application.
Once approved we will coordinate the closing and fund your loan. Later, your project will be financially backed by thousands of individual GROUNDFLOOR investors looking to invest in residential real estate projects on a fractional basis.
Access funds easily through draw requests throughout the life of the loan. When you choose a Deferred Payment Loan, you make no payments until you sell or refinance the property. Our team wants your project to succeed and gives you the cash in-hand to complete your work.